Tennessee SR22 Insurance Information
In the state of Tennessee if your driver’s license has been suspended for any of the following reasons you will be required to have an SR22 filing with the state in order to reinstate your Tennessee driver’s license:
- DUI (Driving under the influence)
- Failure to show proof of a valid vehicle registration
- Failure to show proof of valid insurance
- Falsifying insurance documents
- Unsatisfied judgments
- Driving without insurance
- Reckless driving
- Too many tickets within a certain period of time
This list is by no means a complete list of the reasons a person might have to file an SR22 with the Tennessee DMV in order to reinstate their driver’s license. For a complete list please visit the Tennessee DMV website.
How long will I have to carry my Tennessee SR22 Insurance?
No matter what the reason for your needing to file an SR22 with the state of Tennessee, whether it was for a DUI or too many tickets you will have to maintain your SR22 filing with the Tennessee DMV for a period of 3-years. If at any time during this 3-year period there is a lapse in your Tennessee SR22 insurance for any reason, even if it is for 1-day your driver’s license will be suspended by the DMV and you will have to have your insurance provider file another SR22 form with the DMV before they will reinstate your license.
Can I get a restricted license after a Tennessee DUI Arrest?
Depending on the reason for your license suspension you may be eligible for a restricted license. We provided a link here to the restricted license information page on the Tennessee website that provides links to a page for each type of offense explaining the details of eligibility for a restricted license.
Where can I find a Tennessee Driver License offices?
You can find a driver service center near you by searching the driver service center page on the Tennessee website. The site allows you to search by county, city, or type of service.
What happens if I fail to keep my Tennessee SR22 insurance policy current?
Failing to keep your SR22 insurance in Tennessee current will result in your Tennessee driver’s license being suspended by the DMV a second time. If this happens you will need to bring your SR22 insurance premiums current with your insurer and then have them file another SR22 form with the Tennessee DMV. On top of that you will have to pay the DMV an additional driver’s license reinstatement fee before being issued another license.
If you do not follow the steps outlined above you may face several other consequences. For example:
- If you decide to continue driving on a suspended license and get pulled over you risk additional fines and penalties for driving on a suspended license including the possibility of having your vehicle impounded.
- Driving without valid proof of insurance also carries a heavy fine in Tennessee.
How do I avoid a lapse in my Tennessee SR22 insurance coverage?
The easiest way to avoid a lapse in your Tennessee SR22 insurance coverage is to start by finding the lowest cost SR22 insurance policy in the state of Tennessee from the start. People are often shocked when they get a Tennessee SR22 insurance quote from us and see how much they can save over what they had been paying for their SR22 insurance policy. Do yourself a favor and get a quote now and see how much we can help you save on your SR22 insurance in Tennessee.